Amazon or Amazoff?

 

Do I have to pay taxes on my Home Sale if I am going to now Rent?

 Question: If I sell my primary residence for a profit of less than $250,000, do I have to pay taxes on the profit if I do not buy another home but rent instead? I have heard about the $250,000 exemption.

Answer: You won’t pay tax on the sale of your home unless you have gains that are more than $250,000 if you’re single, or more than $500,000 if you’re married and file jointly. The IRS provides a home sales exclusion that allows taxpayers to realize some significant gains on the sale of their primary residences, subject to several qualifying rules.

You used to get a one-time option of excluding up to $125,000 in capital gains on the sale of your home, as long as it was your primary residence and you’d reached the age of 55.                                That changed with the Taxpayer Relief Act of 1997. 

The TRA provides that anyone, regardless of their age, can exclude up to $250,000 of gains on the sale of a home—and a married couple filing jointly can exclude up to $500,000.                               That means most people will pay no tax on the sale of their home unless they have lived there for less than two out of the last five years.

You must meet the following IRS requirements to qualify for the capital gain tax exclusion on your home sale:³

The ownership test: You owned the home for at least two of the last five years.

The residency test: You lived in the home as your main residence for at least two of the last five years.

The home must be your primary residence, not a secondary or vacation home.

These rules specifically prohibit you from claiming the home sales exclusion more than once in any two-year period. 

Your ownership period and residency period don’t have to be concurrent. You could rent the home and live there for two years, then purchase it and own it for the remaining three years while living elsewhere. You can use this capital gain exclusion to avoid tax on a home sale over and over provided that you meet these rules

.

Instructions for Santa

 

 

Here's a Thought

 Have you thought about refinancing?

If you are paying 4% or more and plan on staying in your home for a few more years, it may be worth looking into.

Call us if you don't know where to start.

Being Cheap can be Very Costly

 Question: We are thinking of Selling our Home by Owner. What is the reason very few sellers sell on their own?

Answer:   The multiple listing service is the holy grail of home listings. Once in the MLS, a home is sent out to hundreds of online sites and into buyer’s agents’ hands, so your home always has a steady influx of looks and showings. Large numbers of showings increase your chance to get multiple offers and a bidding war on your home. The typical FSBO home sold for $200,000, compared to $280,000 for agent-assisted home sales, according to the Profile of Home Buyers and Sellers. Who would have the upper hand in a tough negotiation: a licensed, experienced buyer’s agent who has done this hundreds of times in their career, or a home-selling newbie who has an emotional attachment to the home? Never bring a fist to a gunfight.

Another key point: Most buyers want to be represented by a Realtor, so selling by owner virtually eliminates a great percentage of the qualified buyers not represented by a Realtor. How about your security? We live in a crazy world defined by good people and bad people. Do you want strangers possibly walking through your home looking through your medicine cabinets, drawers, or in search of home security cameras or do you want true buyers who have been prequalified by your Realtor?  

Sellers who think they can save a buck by listing for sale by owner are missing out on the countless advantages of using a licensed agent. These include less stress, a higher selling price and more security. Ultimately, the benefits of using a real estate agent are huge.     

“ It's unwise to pay too much. But it is worse to pay too little. When you pay too much, you lose a little money, that is all. When you pay too little you sometimes lose everything, because the thing you bought was incapable of doing the thing it was bought to do. The common law of business balances prohibits paying a little and getting a lot. It cannot be done. There is hardly anything in the world that someone can't make a little worse and sell a little cheaper—and people who consider price alone are this man's lawful prey.” John Ruskin.

 Home on the (not so normal) Range....

Our Opinion:

• We can't say we've seen a housing market like this in our career. Incredible demand and very low inventory make this a  "Super Sellers" Market. That's a mild way to put it.                                    Some would call it "Super Crazy" Market.

Multiple offers on homes is the norm, with some offering $30,000 over list price, hoping they will be chosen by the seller to buy their home.

Unfortunately, an appraisal probably wont agree with this inflated sales price.

• Let's face it, some of the over list price offers are buyers going with the odds that the home wont appraise and the seller may want drop down to the appraisal price. It's a chance to take because appraisal and home inspection fees can cost up to $900.                                                                           Buyers are going to the extremes to ensure they are able to buy their dream home.                                The perfect selling scenario: A seller who has kept their home looking good and who is buying in an area where prices have not seen this growth.                                               We think it's also been termed "selling high and buying low."

• Chicago area buyers are looking to the affordability of the South suburbs for their home choice. We've heard crime and covid have something to do with this. They are players in these price wars.
• Illinois buyers moving to Indiana face lower taxes, but much higher prices/sq ft. In other words they get less for a higher price. It's easier to build your dream home in NW Indiana than it is to try and find your dream home. But, building a home is not cheap.

About your Dog

Truly an Amazing Animal.......

Click here for the Video

Real Estate Questions and Answers

 Question: We signed a contract to sell our Home contingent on the buyer getting a loan approved & closing it by a given date.  The buyer did not get the loan & the deal was off.  We started showing the house again, but have now found out that the buyers got financing through a different bank & they can close by the original deadline. Are we still obligated to close or can we change the contract to better ourselves?

Answer:    Wait a second. Go back to the part about the “deal was off.” Did the buyers agree the  transaction was finished?  Did they get their earnest money back? Or did they simply find a financial bump in the road? Their offer was fair & acceptable— otherwise you would not have had a contract. The offer from the buyers may be the best you’ll get. Instead of seeking advantage from their difficulty, congratulate them for trying to meet the terms of the agreement & enjoy your check at closing!

Market Snapshot

While there is Covid and High Crime in some areas of Chicago, Home Sales in the south suburbs and NW Indiana are Incredible. If you are thinking of selling, now is the absolutely best time to do it, in our opinion. Low Interest rates have made more buyers able to purchase a home. High demand is raising prices. High Demand and Low Supplies make it a great Sellers Market. Who knows what will happen after the November Election.

Love Your Home

 “Home is not a place…it’s a feeling.”

“There is nothing more important than a good, safe, secure home.”

“Coming home to friends with wagging tails and loving hearts makes everyday a good day!”

"Home is where you feel Loved, Appreciated and Safe!"

"A house is made of brick and mortar, but Home is made by the People who live there."

"It's not how big the House is, it's how happy the Home is."

"The strength of a nation derives from the integrity of the home."

Market Update

Illinois South Suburbs:

Available Homes: Low Supply.

Prices: Rising.

Interest Rates: Very Low.

Buyer Interest in Buying a Home: High.

Conclusion: Low Inventory is great for Sellers, not so good for Buyers. 

NW Indiana:

Available Homes: Low Supply.

Prices: Rising.

Interest Rates: Very Low.

Buyer Interest in Buying a Home: High.

Conclusion: Low Inventory is great for Sellers, not so good for Buyers. 

 

This Hilarious Real Estate Agent had a bad day

We laughed with her!! This is So Funny!

                                   https://youtu.be/YaPa2AhUoks

  In March when this China Virus hit, we thought Real estate would tank. We thought Sellers would not want to Sell and Buyers would not want to buy. This is the formula for a stagnant market and lower home Prices.

But the opposite happened. The Market went and is still Crazy, Indiana and Illinois! Prices are Rising. Homes are getting multiple offers. Demand is outrageous!

Buyers are out in droves. Sellers are not in the mood to sell. This creates high demand and low inventory. When this happens...... Prices Rise!

We are not sure why a pandemic would create such a crazy market, but we have our ideas. 

One thing these buyers have in common is they all drink Lake Michigan Water. Maybe there is something in the water?

How about Crime? Good people want their families to grow up in a less volatile area. Are they all relocating for that reason?

How about Covid? We now know that crowds and prolonged exposure in crowds spread the virus. Are these buyers moving out of the urban and wanting suburbia?

It is our humble opinion that 2 of the 3 theories are correct. To what degree is up to the smart folks to figure out.

I know this sounds like a real estate cliche, but if you are going to move in the near future, now should be the near future! After what we have experienced in 2020, we don't know what the hell is yet to come!

Through the Eyes of our Puppy

 

Why are we Responsible for this?

 

Real Estate Thoughts

 

This is probably the Craziest Real Estate Year we have ever seen!

When many parts of the nation are experiencing Real estate slow downs and Home price drops, our suburban areas of Illinois and Indiana are experiencing the opposite: High Demand and Higher Selling Prices!  

Is it Covid or Crime or both that have people moving like we've never seen before?

This is a Remarkable time to sell your home, if that has been in your Plans, Give us a Call.

Also, give a wave or smile to our Police Officers as they go by. What a tough time to be in Law Enforcement.

Who is to Blame?

 Question: We recently bought what seemed to be a well maintained house. We didn't get a home inspection and after being in the home two weeks, noticed that the ceiling sagged in the living room & were poorly patched.  After having heavy fall for two days we noticed two leaky areas in the roof. Are the sellers liable for not disclosing the faulty roof when it is evident that they knew? Also, our basement flooded.

Answer: Supermarkets sell eggs in plastic holders. If you look at & inspect the cartons you can see if the eggs are okay. If you don't look, you can't blame the supermarket.

If the ceilings were badly patched, you could plainly see that there had been problems. The repairs were not hidden. In effect, you were on notice that questions should be asked.

As a buyer you should have obtained a professional home inspection to find problems, including those that you might not see. As to the responsibility of the sellers, it depends on the jurisdiction where the home was sold, what disclosures were made, and whether or not the property was sold in "as is" condition.  Also, in the past couple of seasons, some areas  have experienced levels of rain not seen in decades -- and thus leaks and flooding not seen in years. Sellers are not responsible for freak future storms or the leaks they might cause.

 

Honesty

                               

                                Honesty

               is the first chapter in the book of Wisdom

                                         -Thomas Jefferson

20 Seconds of Serenity

Click on the Video for a short peaceful cruise on a Moonlit Bay.

What's with the Surge of Homebuyers?

It has been a while since we've seen this madhouse real estate market in Lansing and in other areas of the southeast suburbs. Homes are getting 3-4 showings a day. Multiple offers that are over list price.

We have a theory, although we have no data to prove it:

Many of the buyers are coming from the city.

Maybe there is a high crime rate where they live?

Maybe they are concerned about social distancing which may be harder to do in the city?

It makes you wonder why there is such a demand for housing in a covid market, where the virus just won't go away.

Good People want safety and good health for their family.

We want that for them too. 

Nothing more rewarding then sitting at a closing, watching the happiness in the new homeowners face.  

Eagle vs Drone

Guess the Drone is No Match for This Force!

Homeowner thinks He's Going Crazy

Question: I need some sound advice about the current market because I think I'm going crazy.

Just when I already thought prices in my area were already double what the average income qualifies for in mortgage payments, I'm now even more shocked to see new listings that are $50,000 or more overpriced in desirable areas according to online valuations.

Why are seller's agents overpricing the houses, according to fair market values from recently sold homes? How do they justify such prices? Why do brokers encourage buyers to invest at these prices, when common sense tells me, if rates go up, and people are shut out of the market, there will be even fewer qualified buyers, so prices have to go down! Do brokers have any code of ethics for the crisis they're creating in this market? Please tell me something to ease my misery about the current market!

Answer: You're not crazy. There are several answers.

First, why do you think online valuations are accurate? Do online sites have appraisers in your neighborhood who reported to them recently, or do they work by statistics which may be out-of-date, inaccurate and not reflective of individual properties? Online sites work on averages assuming all homes are alike. They even compare regular homes to foreclosed homes, which is ridiculous.

Second, imagine if you were a seller. Would you hire a broker to sell the property for less than market value? If brokers are over-pricing properties then buyers won't buy. Asking prices will soon fall if buyers just say no.

Third, home values are not based on a multiple of average incomes. They are based on what the market will bear. In effect, buyers are self-selected by their willingness to purchase at a given price and their financial ability to do so. Seen another way, homes are not universally affordable.

As a buyer you must use your own judgment. If prices make no sense to you, vote with your dollars and don’t buy now. Use the services of a Realtor, someone obligated to work in your best interest as a purchaser, to better understand local trends and to spot properties that meet your requirements.

Dog Heaven

Hello Everyone,

Just wanted to give you an update on our phone numbers and my new Email address.

We switched companies from Coldwell Banker to McColly Real Estate a couple of weeks ago.

McColly is now the number 1 company in many areas including Lake County Indiana and the south suburbs of Chicagoland.

We switched because we felt McColly offered more to our clients with less fees. Coldwell Banker was getting to corporate and we felt our clients were not in their best interests.

I’m sure you see the McColly signs everywhere!

We hope you will still refer your friends and relatives to us.

We still sell Real estate in both Illinois & Indiana for your convenience.

Our new address is 850 Deer Creek Dr, Schererville, across from Aldi and the Schererville Post Office.

Contact information:

Cathy: 708-828-3304. Or 219-577-5905

E-Mail:  Cathyhiggins@mccolly.com or Cathyah@aol.com

Cathy & Jim Higgins

Realtors / Brokers

Licensed in Illinois & Indiana

McColly Real Estate

219-577-5905  or 708-828-3304

E-Mail:  cathyah@aol.com
Website: www.Cathyhiggins.com

Blog: www.Higginshousechat.BlogSpot.com

We Sold 60 Homes Last Year for a Reason!

Trying to Buy a Home in Indiana

Question:  We are selling our home and we are trying to buy a Home in Indiana. We have placed offers on 3 properties and they were all rejected because we had a home to sell. There were multiple offers on 2 of these 3 homes. Our agent said eventually we will find a seller who will accept our contract even when we must sell our home first. Your thoughts?

Answer:  If you want to buy a home in a hot market, then you need to change your thinking. Why would a seller accept your offer contingent on selling your home, when they have other offers that are non-contingent? Your Plan A will not work in a hot market.

We recommend using Plan B: Sell your current home first, then stay with a friend or relative or look for a short-term rental until you find a home. Your Church members would be a great place to look for possible rentals.                                                                                                          

Plan B eliminates a lot of stress because your home is sold, the money is in the bank and you are in a great position to get your next offer accepted. Plus, you do not have to settle for a home that you are not completely in love with. Why rush or settle? A home is a big investment.

If you can afford it, and if you qualify to buy another home without selling yours, you can also buy your dream home non-contingent. You may own 2 homes for a short time, but you can stay in your own home and work on the other home before you move in.

Mark Twain said these wise words: “Never allow someone to be your priority while allowing yourself to be their option.”

Looking for a Dog during the Pandemic

We have been interested in getting a Black Labrador for a while now. With the extra time on our hands now, we thought this would be the perfect time.

I guess thousands of others have thought the same thing.
We called over 30 breeders and kennels over 5 states.  No one has any because the demand is incredibly high!
Every Breeder we called confirmed this.

If anyone knows of anyone who has a Black Lab Puppy, let us know. Male or Female is fine.

I hope that these Dog buyers realize that a Dog is a 12-14 year commitment and Not a Covid 19 Distraction!

Realtor Humor

I was showing my clients a two-story home, and as we walked back down the stairs we saw a cat run out the front door. I was mortified that I failed to close the front door and let the cat escape. I did not know there was a cat in the home.

Luckily, my clients were very understanding and spent 20 minutes helping me chase and capture the cat.

Successful in our pursuit, we returned the cat to the house and went on our way. 

But the story doesn’t end there—the listing agent called me that night to find out if I knew anything about the strange cat the sellers found in their home when they returned from work.

Arizona the Most Beautiful State

Get your Home ready for sale Tip

     Home Selling Tip of the Day:       

        If you're not using the stuff in your Home, get rid of it.

You're not going to start using it by             shoving it into a closet somewhere.

Decluttered Homes

are more desirable than Cluttered Homes.

(AND decluttered Homes Feel and Look Larger)

Are Homes still selling in this Covid 19 Market?

Homes are still selling. 
We have not seen any decreases in home prices in Illinois or Indiana.

Some homes are selling just as fast as the pre-covid market.
Some homes are still getting multiple offers.
Some buyers are taking advantage of this lower buyer competition to buy houses.

Obviously, the number of showings are down due to the virus concerns.
Limited data shows that Vacant houses are getting more showings than occupied homes.
Keep in mind you don't need 10 showings to sell a home.
Just one buyer is all you need.

To protect our sellers, we have signage that states:
A maximum of 4 people can enter a home at a time and to please be sensible and caring. Don't enter this home if you have a fever, sickness symptoms or have been exposed to someone carrying the covid 19 virus. Please wear gloves and carry disinfectant wipes with you.

We also supply our sellers with shoe covers for buyer use during the showing.

Lockboxes eliminate the need for sellers to be present for the buyers arrival.
We also ask that the seller not be present and not return to the home right away.
Studies show that some small viral particles could float in the air for about half an hour, but they don’t swarm like gnats.

We also use video tours, so buyers who are reluctant to enter a home (unless they really like it,) can take a video walk through. Just as if they were walking through it on an actual showing.

Paperwork can be signed using electronic signatures.
This can be done on your phone or computer from the safety of your own home.
Even closings are being done in parking lots at the title company.
Safety is the number one priority!

Beautiful New Home in Lansing

19265 Lange St in Lansing's Wentworth Park
See the Pictures and Walking Tour:

https://www.coldwellbankerhomes.com/il/lansing/19265-lange-st/pid_35537003/

Attractive Brick/Vinyl Two Story Home with 4 bedrooms and 3 bath areas. Beautiful Home in Excellent Condition. Approx 2800 sq ft of Finished Living Space! Main level has a Living and Formal Dining room. Guest Bathroom. Updated Kitchen with new Stainless Steel appliances & Faucet, which is Open to the Family room. Family room has a Gas Fireplace. Upper level has a Main Bathroom, 4 spacious bedrooms including a Master Bedroom Private Bath. Mostly finished basement with Rec room and loads of Storage Space. Basement Bar. Roughed in plumbing for a 4th Bath. 2.5 car attached garage. Home has been newly Painted. Roof, Furnace and Central air approx 5 years old. Newer Windows. Washer & Dryer and Window Treatments included. Numerous Ceiling fans. Covered Front Porch. Really nice Deck in the Fenced Back yard. No homes directly behind you, there is a greenbelt/water retention area behind the Home. Located in one of Lansing's newer subdivisions.

18501 Locust St, Lansing

New Listing in Lansing 18501 Locust St.
Click the Norton Safe Link Below:




https://www.coldwellbankerhomes.com/il/lansing/18501-locust-st/pid_35522183/

Thoughts on our Changing Lives

March Madness is canceled, the NBA is shut down, the Masters is postponed, and my Aunt Marge’s senior bowling has even thrown in the towel. Now restaurants and bars are closed, and our 40-handicap governor is threatening to shut down all entertainment facilities including golf courses. I have not tested positive, but the coronavirus is killing me.

There is nowhere to go and nothing to do. My wife suggested we take a walk, but I don’t walk anywhere unless I have a golf club in my hand and it’s cart path only. 

My kids have a restraining order on us and won’t let us come within 200 yards of the grandchildren. And we can no longer eat out, but when we tried to cook at home, there were cobwebs in the oven.

The network channels are inundated with coverage of the virus. The golf channel has been showing reruns of old tournaments, which are almost as riveting as watching my brother-in-law’s video of his family camping trip to Yellowstone. 

Paranoia is off the tracks. Before the shutdown, we were having dinner at a local bar. I let out a loud sneeze and everyone at the surrounding tables started yelling "check please." My stock portfolio is plummeting and most of our cash is currently invested in toilet paper. I am washing my hands 137 times a day. I don’t touch anyone. I don’t even touch myself. I have been using tongs to go to the bathroom. This has to stop.

Our society and economy have been crippled by a microscopic virus. Scientists have not yet determined the exact origin but have narrowed it down to some moron in China eating Bats or other exotic animals. And no one is sure how to prevent or cure it. In the past, the ways to prevent contracting a contagious disease were simple: don’t eat in restaurants with numerous health violations and wash your hands after using a public bathroom.

Our Golf foursome does not pose a medical risk to mankind. My friend, George is virus-free. Social distancing has not been a problem for him. Other than us, he doesn’t have any friends. Bob, my neighbor is a urologist who has been working from home for several weeks. He has developed a way to do remote prostate exams by having patients sit on their cell phones. And our other partner, Jerry tested himself with a kit he bought online. However, he thinks he may have gotten the wrong kit. It showed no traces of the virus but indicated that he was pregnant with twins.

As the pandemic plays through, it is giving us a glimpse into our inevitable future where all meals are delivered, all entertainment comes through the tv screen, and all human interaction is through our cell phone. Where schooling is online at home, exercise is on a stationary bike in our basement, medical testing is done at drive-thru windows, and colonoscopies are performed at Jiffy Lube. The world is changing. It is becoming less interpersonal as technology consumes us. So now that we have time on our hands, everyone should take a moment to cherish this fading era, when friends still get together to hit a little ball around an open field for no good reason other than to enjoy the companionship of their fellow man.

Author---Unknown

Our Thoughts on the Covid-19 Virus

The current threat of COVID-19 virus (Corona virus) is unprecedented, affecting all aspects of our personal and business daily lives. 

The United States leads the world in medical practices, research and advancements. Many viruses have surfaced over the last ten years such as Ebola, the Swine Flu, Birds Flu, Secure Acute Respiratory Syndrome (SARS), the Zika virus and many others as each were addressed resulting in a successful treatment and outcome in creating a vaccine that limited the effects and spreading of such diseases amongst the world’s population. 

We should be most confident that a treatment and vaccine will also be developed in combating this latest virus in the very near future.

We must be patient, heed the warnings and advice given by the Center for Disease Control and government officials and take all necessary steps in attempting not to be exposed to this virus. 

Our clients may continue to show their home under strict guidelines for entering the home.
They may also choose to place their home on Temporarily off the Market status.

During this time, we are continuing to serve our clients and are committed to protecting our clients and their home the best we can in this unprecedented environment.            

We are actively taking the following steps to ensure that we are doing what we can to keep everyone safe: 

• Posting signage asking anyone who has been or has had contact with someone who has been diagnosed with COVID-19 or is exhibiting symptoms to not enter the property but to instead reschedule their tour.

• Wipe down all doorknobs, counters and points of high touch before and after showings. 

• Asking visitors to remove their shoes when they enter a home. 

• Encouraging our team to work remote and engage in social distancing. 

Why did a comparable home sell for much more money?

Question:  My home will not sell at $150,000, while the home (at the address I just sent you) sold for $18,000 more than my home is listed for. My home has very similar sq ft. Can you explain why?

Answer: After reviewing your home and your competition, the reason for the big gap in price is your home is 25 years older with no updates. The home that sold for $18,000 more than what you are listed for, had updates and a modern finished basement. 
Using square feet as a measuring guide is ok as long as you compare all the features of the homes.

If your home isn't selling, you are too high for what buyers are willing to pay taking into account the updates that they would need to make.

Taxing your Pension

Considering moving to another state? You should know that some states will tax your pension. Illinois is one of only 14 states in the U.S. that does not require retirees to pay a state tax on their pension benefits. The 14 states that do not tax pensions are: Alabama Alaska Florida Hawaii Illinois Mississippi Nevada New Hampshire Pennsylvania

South Dakota Tennessee Texas Washington Wyoming

Put it on Paper

Question: 

I had a verbal agreement for the purchase of a home. Both parties had filled in the real estate contract including purchase price and earnest money amounts. All we had to do was to get together again to SIGN the contract and give the earnest money. The seller called me tonight and said the deal was off. Didn't we have a deal?

Answer: 

Nope. In real estate contracts must be in writing. There must be an "offer" and "acceptance" and there must be "consideration" such as a deposit. "Acceptance" in this case did not occur because there is no signature.

In your case what you had was a friendly chat and a bunch of paper. What you heard may not have been what the seller heard. Without signatures on a piece of paper there is no way to know what was accepted and what was not.

While the purchase price and the earnest money are important, they are just a few of the items which a typical real estate agreement might cover.

For instance, how was the title guaranteed, if at all? Who pays for the survey? Who will pay points at closing? What was the possession agreement? Do the appliances stay or go? The list goes on and on. For your benefit, and for the seller's, the entire transaction must be committed to paper, otherwise you could wind up with costly debates for years to come.

Dogs are Great

Indiana Real Estate News you Can Use!

1. Existing home sales, September year-to-date, year-over-year change	-1.6%	-0.9%
2. House price appreciation, 2018 Q2 to 2019 Q2	5.5%	6.4%
3. Residential building permits, September year-to-date, year-over-year change	1.3%	1.7%
4. Foreclosure rate, 2019 Q2	0.9%	1.2%
5. Months supply of existing home inventory, September 2019	4.1	3.6

Source: Indiana Association of Realtors, National Association of Realtors, Federal Housing Finance Administration, U.S. Census Bureau and the Mortgage Bankers Association

                                            First column is the USA, 2nd Column is Indiana

      1. Low Inventory out there in Indiana has slowed Home Sales.

      2. Low Inventory is causing prices to rise higher than the                                                                  national average.

      3. More new construction.

      4. Indiana has more foreclosures than the national average,

      5. A 3.6 month supply of homes makes it an ideal Sellers Market.

Landing in Phoenix

Beautiful Downtown Phoenix Arizona! Click the Virus Free Link:

https://www.youtube.com/watch?v=0ckpCWzXhec