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The Right Time to Purchase a Home is Always When you are ready!

The Number 1 regret we hear from buyers is: "I should have bought sooner!"

Here's what can happen if you wait for Rates to drop:

                                         

Buy Now: Home Price: $600,000. 7% Interest. Payment: $3,992.

Buy Later: Home Price: $745,000. 5% Interest. Payment: $3,999.

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Are you losing money on your Savings?

For Example: Chase savings interest is .01%

Capitol one is 4.35%       UFB Direct is 5.25%    All FDIC Insured.  

$25,000 x .01% is $2.50 a year.

$25,000 x 4.35% is $1087.50 a year.

$25,000 x 5.25% is $1312.00 a year

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Here is a nice solution for kids still Living at home:

Instead of kicking them out of the house at 18, charge them $500 a month rent until they are 24 years old. 

When they turn 24, give them the money back to use as a down payment on their home purchase.

They'll have saved $36,000 !   Be sure to have them Call Us!  😀

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Think Interest rates are high?

Here is a History of rates 1980-2023:

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       Thank you for Reading our Newsletter.

We know you are flooded with E-mails every day, so we try to only send out a couple E-mails a year to keep you informed of the Real estate market and your Home Investment.

Check out our blog from time to time at Higginshousechat.blogspot.com

and website at Cathyhiggins.com

Cathy Higgins    Jim Higgins    Jennifer Fuller

                       McColly Real Estate