Will Checking My Credit Score Online Hurt my Credit My Score?

Another credit score myth that derives partially from the truth is the notion that checking your score will hurt it. Yes, it’s entirely true that if you apply for new credit your potential borrower will run a credit check that may take a few points off your score. 

However, if you check your score yourself, there will be no effect whatsoever. When you actually apply for credit, it triggers what’s known as a “hard inquiry,” which can damage your score. 

However, if you’re just checking your own score, or if a lender is performing a routine review of your account, that’s known as a “soft inquiry,” and it has no effect on your credit