Thursday, May 12, 2016

Why Won't They Let Me Buy A Home?

Question: I want to own a home, but the Real estate agent won’t show me homes for sale & the bank guy won’t give me a loan because of my credit score. As a US citizen, I have the right to purchase a home. I have argued my point to these so called real estate people, yet they refuse to listen anymore.  Do you know of anyone that can help me?

Answer:  Mark Twain said: “It ain’t what you don’t know that gets you in trouble. It’s what you know for sure that just ain’t so.”  Homeownership is the right of every adult in our great Country. But, to do so, we must show financial responsibility.
Instead of ignoring their advice, why don’t you listen to their professional knowledge and start shifting your negative energy to improving your credit score and reducing your debt? A real estate agent wants to sell you a home. A lender wants to give you a loan. That’s how they make a living.  But, you must follow the prequalification rules & guidelines. If you don’t meet these rules, lenders won’t lend to you and Realtors won’t show you homes. Do you think home sellers want buyers who cannot qualify for a loan walking through their homes? Would you? I don’t think so.  So now do you understand?

Take responsibility for your present situation and then listen to these professionals that can be part of your successful team. Follow their advice and soon you will own part of that American Dream! 

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