Tuesday, July 16, 2019

Interesting Info on Credit Scores

The Federal Reserve reports that 90% of U.S. mortgages taken out in the first quarter of 2019 were by home buyers with a score of at least 650, and 75% had a score higher than 700.
The median credit score for mortgages taken out this year sits at 759, the report found, and only 10% of mortgage borrowers had credit scores under 647.
FICO credit scores range from 300 to 850, and the national average is 704. Any score between 700 and 749 is typically deemed "good," while scores from 650 to 700 are "fair." Excellent scores are usually those over 750.

Thursday, July 11, 2019

Fireworks on Lake Dalecarlia


What Do We Do with our Pets During a Showing?


Question: When we sell are home, what should we do with our pets? Do buyers mind pets around?

Answer:  Buyers and their agents need to feel welcome to look at the property at their leisure without dangers or distractions. So, while you adore your sweet rescue dog, he could turn territorial, barking and growling at potential homebuyers. And it could cost you the opportunity to sell your home.
Think of buyers as guests and work to make them feel comfortable as they consider your home for purchase. If you have a protective dog or one that isn't well-trained, remove him before the showing.
If you must leave the dog at home, don't expect the Realtor to handle your dog. This is where crate-training can be a huge advantage. At least your dog is secured and more inclined to relax while your home is being shown.
Do not leave your dog loose in the backyard. Not only does the buyer not have access to part of the property, but your dog could bark so much that it drives the buyer out of the house. Also, don't leave your dog at the neighbor's. It's just as bad if the buyer believes a noisy dog lives next door.
House cats can also repel buyers. Owners get used to the odors of cat boxes and fishy foods, but these odors could be offensive to buyers who don't have cats.
Birds are beautiful but can be intimidating and dangerous. Imagine a buyer bringing small children who can't resist sticking their fingers in the cage and quickly get rewarded with a nasty bite from a very strong beak.
When you're selling a home, keep in mind that the first two weeks on the market are crucial. That's the time you want your home to be pristine and move-in ready. You don't want any noise, smells or stains that could put buyers off.
Sell your home faster and for more money by making your home as inviting and accessible as possible, so that buyers have no barriers to overcome. Accessibility to your home is just as important as price, condition and location.

Leaving Illinois


Saturday, June 15, 2019

18403 Willow in Lansing

Check out the Video Tour below:



https://www.youtube.com/watch?v=cdTE0rFao8E

Father's Day Note


Eleven years out from seeing my dad, hearing his voice, feeling his arms around me, strolling that pier together, I take little notice of Father's Day.
 It doesn't hurt like it used to. It's more like a dull ache that lives inside me, far more solid than a mist, that in all likelihood always will. He's not here, I wish he were, and a lot of life has happened without him this past decade. It's as simple and complicated as that.
He may no longer be alive for Father's Day, but Father's Day lives on in me, in all the ways I honor the man he was, imperfections and all; in all the ways I see him reflected in my life, making space for his memory to continue walking with me through the years.