Sunday, February 11, 2024

Friday, January 5, 2024



Click on Each Article to Enlarge                               
                                           





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The Right Time to Purchase a Home is Always When you are ready!
The Number 1 regret we hear from buyers is: "I should have bought sooner!"
Here's what can happen if you wait for Rates to drop:
                                         
Buy Now: Home Price: $600,000. 7% Interest. Payment: $3,992.
Buy Later: Home Price: $745,000. 5% Interest. Payment: $3,999.
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Are you losing money on your Savings?
For Example: Chase savings interest is .01%
Capitol one is 4.35%       UFB Direct is 5.25%    All FDIC Insured.  

$25,000 x .01% is $2.50 a year.

$25,000 x 4.35% is $1087.50 a year.

$25,000 x 5.25% is $1312.00 a year
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Here is a nice solution for kids still Living at home:
Instead of kicking them out of the house at 18, charge them $500 a month rent until they are 24 years old. 
When they turn 24, give them the money back to use as a down payment on their home purchase.
They'll have saved $36,000 !   Be sure to have them Call Us!  😀
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Think Interest rates are high?
Here is a History of rates 1980-2023:


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       Thank you for Reading our Newsletter.

We know you are flooded with E-mails every day, so we try to only send out a couple E-mails a year to keep you informed of the Real estate market and your Home Investment.

Check out our blog from time to time at Higginshousechat.blogspot.com
and website at Cathyhiggins.com


Cathy Higgins    Jim Higgins    Jennifer Fuller

                       McColly Real Estate




















 

Thursday, December 14, 2023

 GOOD NEWS ! Get Your Home Ready for Sale!


A new forecast by Lawrence Yun, chief economist for the National Association of Realtors (NAR), is predicting the sale of 4.71 million existing homes during 2024.

Speaking before NAR’s fifth annual year-end Real Estate Forecast Summit: The Year Ahead,

Yun predicted 2024 home sales will rise 13.5% year-over-year while the median home price will reach $389,500, a 0.9% uptick from this year.

Yes, Mr. Yun is very smart!

The Simple Beauty of the Moon touching the Ocean


 

Friday, December 8, 2023

Most visited websites. How many are on your list?

 Most visited websites in the US in November 2023:

1. google. com 2. youtube. com 3. facebook. com 4. amazon. com 5. yahoo. com 6. twitter. com 7. instagram. com 8. max. com 9. wikipedia. org 10. reddit. com ~ 11. discord. com 12. xvideos. com 13. pornhub. com 14. office. com 16. xnxx. com 23. bing. com 27. netflix. com 29. tiktok. com 37. zoom. us 38. roblox. com 49. openai. com 50. xhamster. com

Monday, November 27, 2023

Interesting Graph on US Driving














  • Vehicle miles traveled fell by 11% in 2020 to 2.9 trillion, down from 3.26 trillion a year prior. By 2022, miles had climbed to 3.17 trillion.


  • Rhode Island, Texas, North Dakota, and California had the largest increases in vehicle traffic from August 2022 to August 2023.


  • Over the first eight months of 2023, the nation’s city streets were some of the busiest, with nearly 1.48 trillion vehicle miles traveled. People traveled rural interstates the least: 179.3 billion miles.

Thursday, November 2, 2023

50-30-20 Rule for Living

This is the 50-30-20 Theory: 


50% of what you make after taxes is the money that goes in your bank account for your essentials -- Roof, Utility bills, Grocery bills and transportation to and from work.


30% is for your lifestyle -- Shopping, Going out to eat, etc.


20% goes to the future -- Savings, 401 K and emergency savings.


AND THAT, is Living within your means.